Terms of Service

Effective Date: April 2026 · Last Updated: April 2026

1. Acceptance of Terms

By accessing or using the websites scownerfinancedhomes.com and southcarolinarelohub.com (collectively, the "Website"), operated by Peak Ventures ("we," "us," "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Website or submit any information through our forms.

2. About Peak Ventures

Peak Ventures is a South Carolina-based real estate investment company that offers owner-financed home purchase opportunities. The owner and seller of properties offered through Peak Ventures are licensed real estate agents in the State of South Carolina.

Peak Ventures is NOT a bank, credit union, mortgage broker, mortgage lender, or licensed lending institution. We do not originate conventional mortgage loans, and our owner-financed transactions are not subject to the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), or other federal and state consumer lending regulations that apply to licensed mortgage lenders.

Owner-financed transactions are structured as private, seller-financed real estate agreements between the buyer and the property owner. The terms of these agreements — including purchase price, down payment, interest rate, monthly payment, and contract length — are negotiated directly between the parties and are not set or regulated by any government lending authority.

3. No Guarantee of Approval or Availability

Submitting an inquiry, filling out a form, or otherwise contacting Peak Ventures does not constitute an application for financing and does not guarantee:

  • Approval for any owner-financed arrangement
  • Availability of any specific property
  • Any particular terms, pricing, interest rate, or payment structure
  • A response within any specific timeframe

All owner-financed arrangements are subject to qualification review, property availability, and mutually agreed-upon terms. Peak Ventures reserves the right to decline any inquiry or prospective buyer for any lawful reason.

4. Not Legal, Financial, or Tax Advice

Nothing on this Website or in our communications constitutes legal advice, financial advice, tax advice, or a recommendation to enter into any specific real estate transaction. The information provided is for general informational purposes only.

We strongly recommend that all prospective buyers consult with:

  • An independent licensed real estate attorney
  • A qualified financial advisor or accountant
  • A licensed home inspector

before entering into any owner-financed agreement or real estate transaction.

5. SMS & Communication Consent

By submitting your phone number and checking the consent box on our forms, you expressly consent to receive automated text messages (SMS/MMS), emails, and phone calls from Peak Ventures, including messages sent using an automatic telephone dialing system or prerecorded voice.

These communications may relate to owner-financed home opportunities, property availability, appointment reminders, and follow-up messages regarding your inquiry.

  • Consent is not a condition of purchase. You are not required to agree to automated messaging to purchase a property or receive services.
  • Message frequency varies. You may receive up to 10 messages per month.
  • Message and data rates may apply based on your carrier and plan.
  • To opt out: Reply STOP to any text message to unsubscribe.
  • For help: Reply HELP or contact (864) 800-8048.

For full details on how we handle your data, see our Privacy Policy.

6. Property Information & Accuracy

Property listings, descriptions, photographs, pricing, and terms displayed on the Website or communicated via text, email, or phone are provided for informational purposes and are subject to change without notice. While we make reasonable efforts to ensure accuracy, we do not guarantee that all information is current, complete, or error-free.

All properties are sold "as-is" unless otherwise stated in a written purchase agreement. Buyers are responsible for conducting their own due diligence, including but not limited to property inspections, title searches, and review of all contract terms.

7. Testimonials & Results

Testimonials, success stories, and case studies displayed on the Website represent the individual experiences of specific buyers. Results vary based on factors including financial situation, property availability, market conditions, and the specific terms of each transaction. Past results are not a guarantee of future outcomes.

8. Equal Housing Opportunity

Peak Ventures is committed to providing equal housing opportunities in compliance with the Fair Housing Act and applicable South Carolina state fair housing laws. We do not discriminate on the basis of race, color, religion, sex, national origin, familial status, disability, or any other protected class.

9. Intellectual Property

All content on the Website — including text, graphics, logos, images, and software — is the property of Peak Ventures or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Website without prior written consent from Peak Ventures.

10. User Conduct

By using the Website, you agree not to:

  • Provide false, misleading, or inaccurate information in any form submission
  • Use the Website for any unlawful purpose or in violation of any applicable law
  • Attempt to interfere with the operation or security of the Website
  • Scrape, harvest, or collect data from the Website using automated tools
  • Impersonate any person or entity or misrepresent your affiliation

11. Limitation of Liability

To the fullest extent permitted by law, Peak Ventures and its owner, agents, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Website, your reliance on any information provided, or your participation in any owner-financed transaction.

Our total liability for any claim arising from the Website or these Terms shall not exceed the amount you paid to Peak Ventures in connection with the specific transaction giving rise to the claim, or $100, whichever is greater.

12. Indemnification

You agree to indemnify and hold harmless Peak Ventures, its owner, agents, and affiliates from any claims, damages, losses, liabilities, and expenses (including attorney fees) arising from your use of the Website, your violation of these Terms, or your participation in any real estate transaction facilitated through Peak Ventures.

13. Governing Law & Disputes

These Terms are governed by and construed in accordance with the laws of the State of South Carolina, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms or your use of the Website shall be resolved in the state or federal courts located in South Carolina, and you consent to the personal jurisdiction of such courts.

14. Third-Party Links & Services

The Website may contain links to third-party websites or services not operated by Peak Ventures. We are not responsible for the content, privacy practices, or terms of any third-party sites. Inclusion of a link does not imply endorsement.

15. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Peak Ventures regarding your use of the Website. These Terms do not govern or supersede any separate written purchase agreement, land contract, or other real estate contract you may enter into with Peak Ventures.

18. Contact Us

If you have questions about these Terms of Service, please contact us:

Peak Ventures
Email: [email protected]
Phone: (864) 800-8048
Website: scownerfinancedhomes.com

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